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Planning Now | FAQs

  • Q |​ Does Medicare cover gender-affirming medical and surgical care?

    At this time, Medicare may cover hormone therapy and transition-related surgery. For more information about Medicare coverage and your rights, see this resource from Advocates for Trans Equality and this fact sheet from SAGE and Justice in Aging.

    Stay up to date on policy affecting healthcare coverage through Medicare and Medicaid for trans and gender-expansive people using the Trans Legislation Tracker.

  • Q | How will recent budget cuts affect my coverage or eligibility to sign up for Medicaid?

    A federal law passed in July 2025 will cut the Medicaid budget by 15% (1 trillion dollars) over 10 years. Because of these cuts, millions of people could lose coverage. The actual effect of these cuts is still uncertain. Updates to come as we know more.

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    American Psychological Association. Update on Cuts to Medicaid Funding and Restrictions to Medicaid Access. 2025. Retrieved from https://updates.apaservices.org/update-on-proposed-cuts-to-medicaid-funding

Page updated January 2026

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